Two primary issues are related to natural hazard events such as earthquakes or floods. They don't occur that often, but when they occur, they can be devastating, causing billions of dollars in damages and threatening the loss of life.
According to the Intergovernmental Panel on Climate Change, we need to keep global temperature rise below1.5°C to avert far-reaching climatic implications
The difference between catastrophic devastation and manageable recovery following a disastrous event often can be traced back to decisions made decades earlier.